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michael burchell no excuses how you can turn any workplace into a great one

Mick Campbell The New One-Page Project Manager. Communicate and Manage Any Project With A Single Sheet of Paper michael burchell no excuses how you can turn any workplace into a great one

Mick Campbell The Ne...

How to manage any project on just one piece of paper The New One-Page...

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Scott Stratten QR Codes Kill Kittens. How to Alienate Customers, Dishearten Employees, and Drive Your Business into the Ground michael burchell no excuses how you can turn any workplace into a great one

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Easy to digest tips and tools on how not to run a business Experts are...

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Jamie Shanks Social Selling Mastery. Scaling Up Your Sales and Marketing Machine for the Digital Buyer michael burchell no excuses how you can turn any workplace into a great one

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A concrete framework for engaging today's buyer and building relations...

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John Nussey Arduino For Dummies michael burchell no excuses how you can turn any workplace into a great one

John Nussey Arduino...

The quick, easy way to leap into the fascinating world of physical com...

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Thomas Anderson J. The Value of Debt in Retirement. Why Everything You Have Been Told Is Wrong michael burchell no excuses how you can turn any workplace into a great one

Thomas Anderson J. T...

Increase the odds you won't run out of money in retirement – using deb...

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Bonnie Biafore Visio 2007 Bible michael burchell no excuses how you can turn any workplace into a great one

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Whether you're designing a network, a business plan, or an office buil...

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Kaira Rouda Sturdivant Real You Incorporated. 8 Essentials for Women Entrepreneurs michael burchell no excuses how you can turn any workplace into a great one

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Real You Incorporated empowers women entrepreneurs. The book provides...

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Steve Martin W. Heavy Hitter Selling. How Successful Salespeople Use Language and Intuition to Persuade Customers to Buy michael burchell no excuses how you can turn any workplace into a great one

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What separates ordinary salespeople from Heavy Hitters? The best sales...

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Kelby Carr Pinterest For Dummies michael burchell no excuses how you can turn any workplace into a great one

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Organize your life, your likes, and more with Pinterest and this fun h...

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Bill Guertin The 800-Pound Gorilla of Sales. How to Dominate Your Market michael burchell no excuses how you can turn any workplace into a great one

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Smart insight and best practices for achieving sales excellence in any...

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Lawrence Carrel Investing In Dividends For Dummies michael burchell no excuses how you can turn any workplace into a great one

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Get the lowdown on adding dividend stocks to your investment portfolio...

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Terry Savage The Little Book of Big Dividends. A Safe Formula for Guaranteed Returns michael burchell no excuses how you can turn any workplace into a great one

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Everyone needs to invest, but where do you invest during bear markets?...

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David Hook Beginning Cryptography with Java michael burchell no excuses how you can turn any workplace into a great one

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Beginning Cryptography with Java While cryptography can still be a con...

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John Arnold Web Marketing All-in-One For Dummies michael burchell no excuses how you can turn any workplace into a great one

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Build an online presence for your business with web marketing Why buy...

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Solitude: In Pursuit of a Singular Life in a Crowded World michael burchell no excuses how you can turn any workplace into a great one

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Serge Timacheff Travel Photography In A Day For Dummies michael burchell no excuses how you can turn any workplace into a great one

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Take better travel shots on your next vacation with this terrific, 100...

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Increase the odds you won't run out of money in retirement – using debt! Conventional wisdom is wrong – being debt free in retirement may actually increase your risk. The Value of Debt in Retirement teaches you how incorporating debt into your retirement strategy may increase your return, lower your taxes and actually lower your risk. You read that right. If handled correctly, debt—that thing we've all been taught to avoid—can play an integral role in your life, especially in retirement. New York Times Best Selling Author and nationally acclaimed financial expert Tom Anderson shows you how to use the time tested strategies of the best companies and the ultra rich to retire comfortably, minimize taxes, buy the things you have always wanted to have and do the things you have always wanted to do. Thought provoking and against the grain, Anderson explains why your risk tolerance doesn't matter, why being debt free may actually increase your risk and why rushing to pay off your mortgage may be a financial disaster. Full of shocking revelations and tricks high- net-worth individuals have used for years, The Value of Debt in Retirement opens the world to a new approach to wealth management in retirement, one that factors in both sides of the balance sheet as an integrated ecosystem. Real-world case studies illustrate how informed debt strategies can lead to a happier, healthier retirement. See how an individual with a net worth of more than $5 million can spend $20,000 per month – after taxes – and pay less than $5,000 per year in taxes, how it is possible to increase your rate of return by 50%, and how a lower risk portfolio with debt could increase the chances you do not run out of money. Specifically written to Baby Boomers, practical guides and checklists show how to use debt strategies to fund primary and secondary properties, refinance credit card debt, and finance hobbies, such as cars and boats and recreational vehicles. Additional guides show how you can help your children, help your parents and leave a bigger legacy for your heirs and favorite charities. Regardless of your net worth, The Value of Debt in Retirement provides tools to use to apply these concepts to your personal situation. There is no free lunch: the book delivers a balanced perspective focusing on the potential risks and benefits of the strategies discussed. A discussion on economic history highlights some of the shocks the economy may face and provides important warnings that you should factor into your retirement plan. Anderson not only shows that your life expectancy may be longer than you think, but also illustrates that many investors may be on track to average returns well under 4% for the next ten years – a potentially devastating combination. Irrespective of your beliefs about debt, The Value of Debt in Retirement proves risk is more important than return for retirees and provides suggestions on ways to minimize that risk. Not all debt is good and high levels of debt are bad. The Value of Debt in Retirement is about choosing the right debt, in the right amounts, at the right time. Perhaps most importantly, this book isn't for everybody. This book requires responsible actions. If you can't handle the responsibility associated with the ideas then this book then it isn't for you. If you need a rate of return under 3% from your investments then you may not need this book. But if you can handle the responsibility and if you need a return above 3%, this book may offer insights into the best (and potentially only) way to achieve your goals.